A player emailed me with this problem: With a cursed tool equipped in the Tool, the player had the required amount of money and rang the Church for service. Carter told the player that he doesn't have the cursed item with him. (I am using 'him' because the character is a boy in HM DS.) The tool is equipped: in fact, the character is unable to remove it now because it IS a Cursed Tool.
This is not the first time I have heard of this, but I cannot recall any solution. Does any one have any helpful information about this?